Waypoint Realty Group LLC



Posted by Waypoint Realty Group LLC on 2/21/2019

Moving to a new home can be both exciting and stressful -- especially if pets and young children are involved!

Fortunately, there are plenty of strategies for avoiding frayed nerves and keeping problems to a minimum.

Cultivate a Positive Mindset: Making a conscious decision to remain cool, calm, and collected throughout your move will set the stage for a more relaxed experience for everyone. Since stress and irritability can quickly spread from one family member to another, it's up to the parents to set a positive example for the kids. When you resolve to be patient and optimistic about how things are progressing, you'll tend to be more resourceful, encouraging, and solution oriented.

Be organized: Creating a priority list of tasks that need to be completed by a target date is an excellent strategy for staying focused and on schedule. There are a lot of details to attend to when you're moving, so it's usually necessary to have a written plan and a checklist of things to remember.

Here are three ideas to consider for avoiding confusion at your new home: Clearly label all boxes; make sure that screws and other fasteners for dissembled furniture are stored in an easy-to-find clear bag or container, and take a photo (for easy reference) of cable and Internet connections before disconnecting your TV, sound system, and computer equipment. That way, when everything needs to be reassembled and reconnected at your new home, the process will go much more smootly!

Some people tend to just throw odds and ends into boxes, hoping that all the "pieces of the puzzle" will somehow magically fall into place at their new home. Unfortunately, when you pack your belongings in a haphazard manner, frustration is always the end result.

If you really want to be super-organized, consider drawing a "furniture map" of each major room. That way, you can give copies of the plan to the movers and hopefully streamline the furniture setup phase at your new home. Another efficiency tip is to color-code your boxes to help make sure the right moving boxes end up in the correct rooms.

First-Day Survival kit: Since it's highly unlikely that you'll unpack all your belongings and supplies on the first day, it's always a good idea to pack toiletries, medications, a first aid kit, and cleaning supplies in an easy-to-reach place. Other things you might want to have handy in the car for the first day at your new home would be a vacuum cleaner, pet food, dog leashes, toys for the kids, stuffed animals, games, healthy snacks, and cold beverages.

Miscellaneous Priorities: Digital photographs and computer files can be securely stored on a portable hard drive or a free cloud storage service available through Google or Dropbox. As far as small valuables, such as laptops, jewelry, mobile devices, and important documents, it's generally recommended that you transport those items with you in your car -- preferably in a clearly marked box.





Posted by Waypoint Realty Group LLC on 2/14/2019

Dotting the I's and crossing the T's on a home loan application may seem like a daunting task, regardless of whether you're a first-time or experienced homebuyer. However, those who know what to expect when they fill out a home loan application may be better equipped than others to obtain a home loan that matches or exceeds their expectations.

When it comes time to fill out a home loan application, you'll need to provide a variety of information, including:

1. Personal Information

Allocate the necessary time and resources to provide as much personal information as possible on your home loan application. That way, you can make it easy for a lender to create a file for all of your home loan information.

Typically, your lender will ask for your Social Security number, date of birth, current housing information and school information. Provide accurate personal information at all times, and if you're uncertain about how to answer certain questions, consult with a home loan expert for additional support.

2. Employment Information

Where have you worked, and how much have you earned while you've worked for various companies in the past? As you complete your home loan application, you'll need to provide employment information to verify your current and past employment and income.

Usually, a lender will want you to provide the names, addresses and telephone numbers for any employers over the past two years. This will allow a lender to verify employment as part of the home loan application process.

You also will need to offer copies of your two most recent pay stubs to a lender. This will enable the lender to confirm your current income.

Lastly, if you are self-employed, you likely will need to provide a lender with a profit and loss statement for the past two years.

3. Financial Information

Tax forms, bank account information and asset details are some of the key parts of the financial information section of a home loan application.

Ultimately, the financial information section helps a lender verify if you have any outstanding credit lines, rental property and much more. This information will help a lender make an informed decision about your loan application and determine how much you are eligible to receive toward the purchase of a new house.

If you ever have questions at any stage of the home loan application process, don't hesitate to reach out to a home loan expert for help. This professional will be able to offer comprehensive insights to help you complete a timely, accurate home loan application.

In addition, your real estate agent may be able to put you in touch with various lenders in your area. With this housing market professional at your side, you can learn about different lenders and find one that can help you get the right home loan.

Finalizing a home loan application may seem like an uphill struggle. But if you act as a diligent homebuyer, you should have no trouble reviewing all sections of a home loan application. And as a result, you can provide a lender with relevant information and boost your chances of getting the perfect home loan.




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Posted by Waypoint Realty Group LLC on 2/7/2019

Creating an offer to purchase a home may require several minutes, hours or days – it all depends on the buyer. Fortunately, there are many things you can do to accelerate the process of putting together a homebuying proposal that will get a seller's attention. These include:

1. Study the Housing Market Closely

When it comes to preparing an offer to purchase a house, there is no need to leave anything to chance. If you analyze the real estate market closely, you can gain the housing sector insights you need to craft a competitive homebuying proposal.

Take a look at the prices of recently sold houses in your area, along with how long these residences were available before they sold. With this information in hand, you can determine whether the current housing market favors buyers or sellers and craft your offer to purchase accordingly.

Analyze a house's age and condition as well. By doing so, you can account for the state of a house as you put together an offer to purchase.

2. Maintain Flexibility

Although you may be in a hurry to acquire your dream residence, a seller may need time to find a new place to live. As such, you should maintain flexibility as you craft your offer to purchase and be ready to accommodate a seller's requests.

Ultimately, it is important for a home sale agreement to meet the needs of both a buyer and seller. If you consider the seller's perspective as you create an offer to purchase, you may be better equipped than ever before to craft a homebuying proposal that works well for both you and a seller.

3. Collaborate with a Real Estate Agent

Let's face it – creating an offer to purchase a house can be challenging, particularly for a buyer who is putting together a homebuying proposal for the first time. Lucky for you, real estate agents are available nationwide who can help you craft a competitive offer to purchase in no time at all.

A real estate agent is happy to provide you with homebuying insights you may struggle to obtain elsewhere. He or she can offer recommendations and suggestions as you prepare a homebuying proposal. Plus, a real estate agent can help you submit an offer to purchase and negotiate with a seller's agent on your behalf.

Let's not forget about the support a real estate agent provides after you submit an offer to purchase, either. If your homebuying proposal is approved, a real estate agent will help you finalize your house purchase. Or, if your offer to purchase is rejected, a real estate agent will help you reenter the housing market so you can discover your dream house. In the event a seller counters your offer to purchase, a real estate agent can help you determine the best course of action, too.

Ready to submit an offer to purchase your ideal residence? Use the aforementioned tips, and you should have no trouble submitting a competitive homebuying proposal and acquiring your dream house.





Posted by Waypoint Realty Group LLC on 1/31/2019

If you are going to keep your infants safe in your home, then it is crucial that you baby proof your home. The Center for Disease Control and Prevention report home accidents as the leading cause of infant deaths around the country. As soon as your baby starts crawling, then the likelihood of getting into an accident just shot up. Let this checklist serve as a guide as you make your home conducive and safe for your little infant.

  • Cover the edges of your furniture and fittings with safety padding.
  • Use childproof latches to secure any cabinets, shelves, drawers, or cupboards that are accessible to the baby; especially the bottom ones.
  • Remember to unplug all unused electrical appliances. The electrical cords can become a strangulation hazard in the hands of an 11-month-old.
  • Remove all poisonous plants and shrubbery out of the reach of your baby. Crawling infants have been known to attempt chewing on potted plants in the living area.
  • Always keep small toys and moving parts out of the reach of the baby, they might end up becoming a choking hazard.
  • Don't place your baby in a freshly painted nursery or crib to avoid exposing them to potentially deadly toxicants in the air. Complete all painting and wallpapering at least two months before the baby's arrival.
  • Use leather straps to hold TVs, bookshelves, mirrors, and dressers in place to avoid your crawling infant crashing into them.
  • Move cleaning supplies, detergents, chemicals from the lower cabinet levels to the higher ones. Also, remember to keep all medicines and drugs safely out of the reach of your infants. Securely lock the liquor cabinet from the baby as alcohol is quite poisonous in infants.
  • Make sure that you have a thick piece of rug in the baby's nursery to cushion the effects of any falls. The baby's high chair should also be sturdy enough to carry the weight of the baby without tipping over.
  • Get a safety gate and mount at the doorways of rooms that are out of bounds to the baby. You could also place them at entrances leading to the staircases or use stair gates where necessary. 

If you want to learn more about baby proofing your home, get an essential childproofing safety kit from the nearest superstore to you. If your home doesn’t have the perfect nursery, reach out to your real estate professional to see if a home near you does.





Posted by Waypoint Realty Group LLC on 1/24/2019

There's a ton of cleaning and preparation involved in readying your home for resale. When you have pets, there are some extra steps you need to take to make sure your home is ready to be shown to prospective buyers. If you’re reselling without renovation—new carpets, wood flooring, etc.—you want to make sure you make your home as presentable as possible to help buyers envision themselves in it. What time and money should you invest to de-pet your home?

Walls and Doors

A clean freshly painted house goes a long way toward helping your home sale. Before you try to cover up any damage with a coat of paint, think again. Smart buyers look for damage all over the house and will see your feeble attempt at a cover-up as evidence that the home hasn't been taken care of. You will lose interest from excellent potential buyers who think the house likely has hidden issues that will crop up later. Take the time to fill in scratches and gashes to create a clean surface before painting. Check your walls, door frames, doors, and cabinetry for pet damage and mark all the areas that need attention, so you can get to work.

  • First, start sanding. Using a sanding block or heavy grit sandpaper go over each area of damage to buff out the surface and make it as smooth as possible. If there are doors or door frames you want to stain instead of paint, it is especially necessary to take the time to minimize significant damage. 
  • Second, for areas that you will paint take spackle and fill in any gashes that you couldn't buff out all the way. Remember to let the spackle dry before your second round of sanding. Try using a blow dryer to hurry up the drying process, but it is always best to let the spackle dry naturally, to the time listed on the instructions, if you can spare the time. Don’t over spackle and make the drying and cleanup process longer for yourself. Just fill in the holes as needed using as little spackle as possible. When applying the spackle make sure you’re extending the coverage space slightly with each pass blending the repaired part with the rest of the surface you're restoring. 
  • Third, go over all the spackled areas with sandpaper again. You can start with the coarse paper and move to a less coarse paper for final smoothing. When you're satisfied that the gashes have filled and the surface is level you’re ready to clean and paint. 
  • Fourth, clean all surfaces with a damp cloth and clean up all dust and debris from the floor. Clean the entire wall or surface you’re going to paint so you can best gauge color match results. If you’re not painting the whole wall or door and are just going to touch up around the repair, you'll want to make sure the paint blends as well as possible. If a lot of sunlight hits the surface, your paint has probably faded a bit, and your new touch up could be glaring.
  • Fifth (and last), paint. For best results prime the wall before you paint. Once your primer dries, you're ready to apply paint. Start with light coats and as with the spackle slowly fade the paint out from the repair over the rest of the surface. Let the first coat dry and check your color matching. If the repaired area is too glaring, consider painting the entire wall, door or cabinet for best results. Note: just because you repaint a bedroom wall doesn’t mean you have to repaint all of them. If you’re painting with the same color that is already on the walls the overall difference from one wall to the other won’t be noticeable if you paint the whole wall, instead of one spot alone.

With walls, door, and doorframes done, you're ready to move onto carpet and wood flooring. Check out part 2 and 3 of this series for more tips and instructions. 

If you’re reselling and aren’t sure what repairs to make before selling ask your real estate agent for advice on where to invest your time and money before resale.







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