Waypoint Realty Group LLC



Posted by Waypoint Realty Group LLC on 10/19/2017

When we decorate and organize our homes, few of us give more than a passing thought to the way our choices will affect our mood and behavior in our home. Most of us simply organize and decorate based on what we like on a whim.

There are, however, entire fields of study devoted to the way our environment affects us (environmental psychology), and ways we can engineer and design our environments to change our moods and behaviors.

If youíve ever visited a big city like New York you will likely have noticed an example of this firsthand in city parks.

When you sit down on a park bench, youíll likely find that it isnít the most comfortable place to sit. Thereís more than just a tight budget at play here. Many engineers who plan parks use the idea of ďunpleasant design.Ē They create benches with the intention of dissuading people from lying down  the benches by making them curved or putting arm rests in the middle of them.

In the same way that a city park can be designed to affect your behavior, your home can as well. In this article, weíll give you some tips on how you can better arrange and decorate your home to have a positive impact on both your mood and behavior.

Organize to your advantage

Many of us think of our homes as the opposite of work--itís a place we relax after a long day. However, there are a number of chores and tasks youíll complete at home that can be optimally engineered to save you time.

One simple example is to think about the placement of the items you use in the kitchen. Is your trash can far from the countertop, requiring you to constantly walk away to toss out scraps?

A good way to find out the needless extra work youíre doing around the house is to take note of how you go about your daily routine. This will give you insight into areas where you might better use your time.

Declutter for productivity

Whether you work from home frequently or you just need a quiet place to do taxes or pay bills, a home office can be a good way to avoid distraction. That is, until you fill your home office with distractions.

When organizing your office, think about the content of it. For most people, a decluttered minimalist environment is most conducive to work. Leave out the television, keep your cell phone at bay, and donít cover your desk in papers that youíll constantly be rearranging.

Similarly, your computer needs to be tailored to productivity as well. We all know how tempting it is to head over to Facebook or Reddit when we should be focusing on work. A good way to help break this habit is to utilize a time tracking app that lets you know when itís time for a break. Alternatively, you can use an extension or add-on for your browser that blocks sites like Facebook during the time you specify.

Colors matter more than you think

Each room in your home serves a different purpose. The kitchen is a place of activity and conversation, the bedroom is one of relaxation, and the home office one of focus.

Studies have shown that there is a correlation between the colors and brightness of the room we are in and our moods.

So, when youíre decorating a room in your home, think about the type of colors that fit how you would like to feel in that room.




Tags: home decor   home design  
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Posted by Waypoint Realty Group LLC on 10/12/2017

For better or for worse, the kitchen is the most fragrant area of the house. Itís where we cook and store our food, but itís also where we throw away our garbage.

 In this winter months, people do most of their cooking indoors, which can lead to an increase in grease splatter. In the summer, the high temperatures in the kitchen can cause garbage to smell and fruit to become overripe more quickly.

 Regardless of the time of year, we can all use some help when it comes to reducing kitchen odors. In this article, weíll give you some advice on how to do just that.

 Read on for tips on eliminating odors in your kitchen.

Air quality

The odors in your kitchen, both the good and the bad, come in the form of tiny particles floating in the air. So, it follows that one of the ways to remove lingering odors would be to remove them from the air in your kitchen.

One way to do this is with the use of an air purifier. These appliances come in a number of different sizes and can vary in price from under $100 to several hundreds of dollars. Depending on the size and layout of your home, youíll want to search for a purifier that can safely handle the number of square feet that youíll need to purify.

One benefit of using an air purifier is that it can also help you remove dust and other allergies from the air while removing unpleasant odors. However, keep in mind that most air purifiers run 24/7, so expect a few extra dollars added to your electric bill each month.

Cooking surfaces

One of the most common causes of kitchen odors are the surfaces of your counters, oven, and appliances. There are a few ways to handle this problem, but the best solution is to take preemptive measures.

When cooking items with grease, oil or butter, use a splatter screen. This will help you keep most of the grease inside the pan and off your surfaces where they will later emit a smell.

Itís important to frequently wipe down surfaces in your kitchen and clean them with a degreaser. If you donít have kitchen tile or some other form of easy to clean surface around your cooking surfaces, consider installing one.

Dishes and garbage

We get it, after working all day, cooking dinner, and finally sitting down to relax no one wants to clean dishes. However, leaving dishes in the sink is one of the leading causes of kitchen odors. This is also true for people who donít run their dishwasher frequently.

Speaking of dishwashers, be sure to check the drain at the bottom for debris, which can cause your dishwasher to smell badly.

When it comes to garbage, itís often better to have a small garbage can that you empty more frequently than a larger one that will start to smell. Try to find a smaller can that has a cover, and consider scented bags to help mask any odors that do find their way out of the garbage can.




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Posted by Waypoint Realty Group LLC on 10/5/2017

Housing prices are rising, so too are mortgage interest rates. If you're selling your house while home prices are steadily climbing, you could turn an attractive profit. Then, you will have to buy a new home. Before you know it, you could have entered a cycle that finds you right where you started financially when you bought your very first home or, worse, you could find yourself struggling to recover from the burst of another housing bubble.

Keep yourself safe from the burst of another housing bubble

As painful as the 2007 mortgage crisis was, it wasn't the first time a housing bubble burst in the United States. During the 1980s, homeowners and lenders experienced the end of a housing bubble. Rising interest rates played a major role in both the 2007 and the 1980s decline.

  • Sit down and create a line item budget. Do this before you start house shopping. Add up how much you're currently spending on rent, entertainment, clothes, student loans, credit cards, travel, utilities, daycare,insurance, autos and food. Don't guess. Be very clear about these totals.
  • Identify how much you can afford to pay for a monthly mortgage. Factor in closing costs, interest rates, homeowners association fees,the cost of furniture and appliances. Consider adding in another $2,000 to $4,000 a year to cover house maintenance costs.
  • Think about how much mortgage you could afford should you or your spouse lose their job and be out of work for six months.
  • Work with a reputable real estate agent. Let the agent do the house hunting leg work for you. Look for a real estate agent who has her clients' best interest as a priority. A good real estate agent will encourage you not to take on too much debt.
  • Focus on the neighborhood. By buying a house in a neighborhood that you value, you'll gain more than a great house. You'll gain friendly neighbors, access to top schools and low crime.
  • Pay attention to mortgage interest rates. Buy when interest rates are low. Fixed interest rates may start out higher than adjustable interest rates. But, let the market shift or another recession strike and adjustable interest rates might rise, sending your monthly mortgage payments up by $200 or more.
  • Instead of focusing on easy access to financing,work with lenders who check credit scores and conduct thorough financial background reviews on loan seekers. This type of lender may have the resources to keep the bulk of their lenders from going into foreclosure should housing demand drop well below supply.

Besides the stock market, few financial instruments produce a yield like selling a house does. But, the housing market doesn't move anywhere near as fast as the stock market. As the housing market strengthens and housing prices rise, make smart decisions. Unless you're a professional house flipper, avoid buying and selling houses solely to turn a profit.

Buy a house because you want to build equity, start or grow a family and stop giving a landlord rent and invest in a home of your own. Buy a house because you want to create rewarding memories and leave real estate for your children or grandchildren. Most of all, buy a house that you can afford, now and in the future.




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Posted by Waypoint Realty Group LLC on 9/28/2017

Major corporations arenít the only entities that save big on taxes each year. As someone who works from home, there are deductions that you can take that could save you lots of tax dollars. Home office tax deductions change. For this reason, itís important to stay current on allowable deductions. Itís also important to keep detailed records and receipts.

See if you qualify for these home office deductions

Your greatest tax savings will probably come if you are a sole proprietor, meaning that you operate your own business out of your house. Following are general deductions that you could be eligible for:

Usage of part of your home - To take this home deduction, you must use a portion of your home solely to conduct business out of. You could also be eligible for the deduction if you meet with customers at a place in your home. Examples of this include operating a daycare or a hair salon out of your house. A room that's attached to your house could also qualify as a deduction if this room is used for business.

Maximum home deduction - Your home deduction generally cannot exceed the amount of income that you generated through your home based business. If your deductions exceed the amount of annual revenues that your business generated, you may have to reduce the amount of deductions that you file.

Forms - The Schedule C and Form 8829 are two documents that are used to file home deductions. Form 8829 is used for regular home deductions.

Office supplies - In addition to taking a deduction for using a portion of your house to conduct business, you could deduct office supplies like the cost of a printer, computer, office desk, chair, filing cabinets and ink and paper. Mailing envelopes and file folders are other types of office supplies that you may be able to use as a deduction.

Travel - Flights to meet with clients and prospects or to speak at business conferences could qualify as a deduction. As a safeguard, keep a copy of the event brochure or itinerary with your flight, hotel and meal receipts. Additionally, you might be able to deduct mileage costs. Again, the travel needs to be used to conduct business.

Marketing - Keep receipts of money that you spend to market your business. These expenses could be deducted from your home business revenues. Included in marketing deductions is the cost of postage stamps. Consider working with a reputable tax preparer to review deductions before you take them.

As with any tax deductions, check with the IRS to confirm that you are eligible for a home office tax deduction before you take the deduction. Make sure that you have a record that confirms a purchase you made before you list it on your tax return. Also, ensure that you use the proper tax forms. For example, if you were paid to perform services for a client, you may need to file a 1099 Form. You also make need to file a Schedule C to list out your home office deductions.





Posted by Waypoint Realty Group LLC on 9/14/2017

Thereís things that youíre doing right in your home to keep everything flowing. Thereís probably also things that youíre doing wrong that could deter from how much you actually love your home. The bedroom is a tricky space. Thereís a delicate balance that exists. You really shouldnít be doing much in the bedroom except for sleeping, according to experts. This helps to keep our sleep/wake cycles in balance. If you regularly walk into your bedroom and seem to find that something is missing or off slightly, you may want to heed some of the tips below. Also if youíre having trouble sleeping, you should double check the design of your bedroom. Your bedroom can be the place of peace that you deserve! Keep Away From Bright Colors Loud prints and loud colors donít help to make your sleeping apparatus an oasis. Stick with basic colors that can work well with anything. Adding decorative throw pillows is a great way to add color to your bed without the noise. Fill the Walls With Character Donít leave the walls of your bedroom bare. Be sure to choose cool artwork. Your bedroom is a reflection of who you are. Find art and decorative pieces for the walls that you love. Not only will this help you to express yourself, it will bring you happiness every time you enter your bedroom. Clean the Clutter Itís easy to let clutter pile up, especially in the bedroom. Make sure youíre cleaning everything up regularly. This will save you from long hours of cleaning at a later date. It will also save you from stress. Clutter can cause us to feel anxious. You definitely donít want those feelings of chaos when youíre in the room youíll be sleeping in. Keep Lots Of Lighting Options Available Lighting in your bedroom should be multi-faceted. There should be lights accessible from wherever you are. Whether it be a bedside table lamp, a reading light, or a bright overhead light, you need more than one option for lighting when youíre in the bedroom. Window Treatments Donít skimp on the windows of your bedroom. Hang some curtains for a more complete feeling in the room. Also, make sure the blinds or shades that have been installed block out the light well. Not taking care of windows in the proper way could cause you to sacrifice both sleep and privacy in your bedroom. More Tips When it comes to sleeping, you want to get the best rest possible. Thatís why you should keep electronics out of the bedroom. While we live in a technology obsessed world, youíll sleep much better if your phone is away from you during the night. If your phone is your alarm, consider keeping it far away from the bed in another part of the bedroom.




Tags: home decor   bedroom   windows  
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