Waypoint Realty Group LLC



Posted by Waypoint Realty Group LLC on 7/11/2019

Have you ever considered the benefits of having a spa at home? Or you are nursing the ambition of having a Jacuzzi at home. This whirlpool birth is an excellent addition to the house as it gives your apartment an aesthetic touch. Apart from giving your home an attractive look, it fades into the house background. The benefits of having a spa in your home are unquantifiable. Having a resort at home prevents you from spending in a beauty center or fitness center. Here are some advantages of having a spa in your home:

1. Enjoy it Without Moving from Home. One of the benefits of having a resort at home is that you don’t have to move out of your home to enjoy the facility. It saves you the stress of visiting a specialized facility that may be far from your home. Apart from that, it saves you cost of transportation and any other risk associated with moving from one place to another. 

2. It saves time. Having a spa at home saves a lot of time. You have the opportunity of using your fitness facility at any time of the day. Apart from that, you are also at liberty to decide your time duration on your facility. This saves time spent on getting prepared for a specialized facility and reaching the facility. You would have spent a considerable amount of time on your spa during this period. 

3. It saves cost. You spend a lot of money at a fitness center especially when you use some specialized facilities. For instance, you can enjoy a Jacuzzi moment in a spa center, but you will spend a lot of money. You realize significant savings when you have a spa at home. 

4. It is fun. You can enjoy the home spa with your family and friend. You may decide to organize a party and enjoy the fun of having massages in warm water. Also, a home spa gives you the privacy that you desire. It allows you to have a private party in the comfort of your home without having to visit any specialized facility. 

5. Flexibility. Another benefit of a home spa is the flexibility that it offers. You are not limited to where to locate your spa. You can decide to install your Jacuzzi anywhere you desire whether it is outside the house or inside, depending on the kind of home that you have. 

Check online or your local hardware store, and you will find affordable home spa options for you.




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Posted by Waypoint Realty Group LLC on 9/8/2016

Is clutter taking over your life? There is a way to take your life back from the piles of junk collecting in your home and it doesn't involve all of your things ending up in the landfill. Here are just a few smart and frugal ideas for repurposing old stuff...   For Decorating Use old hardware from dresser drawers to hang curtains. Use junk CDs and DVDs as drink coasters. For Organizing Use oatmeal containers and coffee tins to store flour, sugar and mixes. Use old doorknobs to make a coat rack. For Outside Use egg cartons, old jars, tins and yogurt cartons to make functional seed starters. Use old wooden ladders as part of your landscaping, allowing ivy and other vine plants to climb them. Use CDs to scare birds away from your berry garden. Hang CDs from a tree near your berry bushes. The shiny, moving objects will frighten birds, keeping them away from your sun-ripened berries. Use Cooking Spray as an ice repellent. Spray both sides of a plastic or metal shovel with cooking spray and the ice will slide right off. Repurposing items is easy if you start by changing the way you look at things. Next time you think something is trash, stop and think “how can I repurpose this?”




Tags: Save Money   Recycle   Reuse   Repurpose  
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Posted by Waypoint Realty Group LLC on 5/26/2016

Who wouldn't like to pay off the mortgage early? Getting rid of mortgage debt will allow you the security and the psychological benefit of owning your home free and clear. There are lots of ways to accomplish these goals. Here are some suggestions on ways to get rid of your mortgage debt. Compare the options and do what works best for you. 1. Add more money to your monthly payment. This will help pay down the principal balance shortening the length of your loan. When you pay more on your principal is gets lower, and the lower your principal gets, the more every payment from then on is applied to principal, as less goes to cover interest expense. 2. Refinance. Refinance your mortgage to 10, 15 or 20 years. Your payments will be higher on a 15-year loan, but often the rate is lower and the loan is paid off much quicker. If you are afraid to take out a 15- year loan take out a 30-year loan, but make payments as if you had a 15-year loan. 3. Make biweekly payments. Most banks have a biweekly payment plan. Since there are 52 weeks in the year if you pay half your regular mortgage payment every other week, you'll have made 26 half-payments, or 13 payments. There are options when it comes to owning your home free and clear. Just decide which one works for you and be on your way to being mortgage free.





Posted by Waypoint Realty Group LLC on 3/10/2016

Do you have clogged drains? All of us will experience a backed up drain at some point in our life. Store bought drain cleaners have harsh chemicals and can be expensive. Homemade drain cleaners can be an effective alternative to the store bought ones, and you probably have everything you need in your home already. Here is how to clear your drain the natural way in just a few minutes: 1. Pour ½ cup baking soda into the drain. 2. Pour ½ cup of vinegar into the drain. 3. The ingredients will start bubbling and fizzing. 4. When the bubbling and fizzing has stopped pour boiling water into the drain. 5. Flush the drain with hot water. You may have to do this a few times, but soon your drain should be as good as new.





Posted by Waypoint Realty Group LLC on 2/11/2016

Imagine if you could make your student loan disappear. According to American Student Assistance, a non-profit that aims to educate young people about money say it is possible. Both the federal and state government, as well as some non-profit organizations offer loan "forgiveness" programs. Do the right paperwork and you could be loan free. While there is no single comprehensive listing of loan forgiveness programs, there are programs for some specific professions. Here are a few of those: Law school graduates who become a district attorney or a public defender are eligible to apply for the John R. Justice student loan repayment program. This program pays up to $4,000 a year towards an eligible applicant's debt up to the maximum of $60,000 per graduate. The National Health Service Corps offers an even more generous program for health professionals. This program repays up to $60,000 in debt in just two years for students working in medicine, dentistry or mental health in underserved communities. Graduates who are willing to work part-time on medical research could eliminate up to $35,000 in debt per year with a program funded by The National Institutes of Health. If you are willing to trade a few years of service for loan forgiveness you are in luck. There are various federally funded loan repayment programs for fire fighters, teachers, nurses, librarians, speech pathologists and employees of non-profits.  The programs don't typically ask graduates to work for free but they might receive less pay in order to repay the loan. The value of the loan repayment is likely to more than compensate for the lost wages. Because there is no comprehensive list of forgiveness programs it pays to do your research. There are many organization's websites that can help students find the right fit.







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